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Retirement Calculator
Simulate retirement fund growth based on current age, income, and savings rate to determine if retirement funds are sufficient
Current Age
years old
Planned Retirement Age
years old
Life Expectancy
years old
Current Monthly Income (after tax)
CNY
Monthly Savings Rate
%
Percentage of monthly income for savings/investment
Existing Savings/Investments
10K CNY
Annual Investment Return Rate
%
Long-term annualized return (real return after inflation)
Annual Income Growth Rate
%
Monthly Expenses After Retirement
CNY/month
Monthly living expenses after retirement (today's prices)
Monthly Pension (Social Security)
CNY/month
Expected social security pension after retirement
Start Simulation
Fund Growth Curve
Cumulative Assets
Post-Retirement Depletion Line
Year-by-Year Details